Policies & Procedures  

WSC Policies & Procedures 

 

 

The Worldwide Shoppers Club is made up of like-minded individuals who support local small businesses and their communities. The success of the Club is wholly dependent upon the activity of the Members within it. The personal success of Members’ groups is directly dependent on relationships with potential Members, fellow Members and the Club.

An integral part of ensuring success for the Club is for its Members to utilize and adhere to a clearly defined set of Policies & Procedures. These are in place for the benefit of all Members, Merchants and the Club in general so it is important to follow the spirit as well as the letter of these policies. 

NOTE: ALL inquiries are to be forwarded to Worldwide Shoppers Club via:

WSC website (in your Dashboard, click on Support)

Failure to do so is a violation of WSC Policies & Procedures. 

Table of Contents

  1. Definitions. 2
  2. Members. 8
  3. Merchant 12
  4. Prohibited Practices. 14
  5. Website Policy. 15
  6. Amendments. 16
  7. Member Etiquette. 17

A.  Definitions

All Club Members will better understand the Policies & Procedures by knowing and understanding some basic terms and definitions. These terms will be used to explain policies and programs in Club literature, on the Club website and in discussions between the Club and Members.

A.1.  Club 
The term “Club” as it is used throughout these policies and other literature, means Worldwide Shoppers Club including, but not limited to, any club owned or operated by Worldwide Shoppers Club (WSC), in any jurisdiction.

A.2  Member 
An individual who has applied to Worldwide Shoppers Club with the intent of becoming a Member. The New Member agrees to abide by the Policies & Procedures set forth by the Club.

A.2.1   Each Member will be provided a Member ID Number and QR Code. This ID Number is to be quoted in any and all discussions between the Member, Merchants and the Club.

A.3   Invitation to Join
A potential Member is any individual who is invited to the Club by an Active Member. The Active Member invites a potential Member to a Club Meeting, Webinar or to their official WSC replicated website ensuring that the potential Member receives all the correct information about the Club. An Active Member invites a potential Member to join the Club.

A.4  Equality 
WSC policy is to provide fair and equal treatment to all potential Members, Members and Merchants to ensure no unfair discrimination. WSC is a Club of inclusion rather than exclusion..

A.5  Merchant

A.5.1  A small to medium-sized business that can be a sole proprietorship, partnership or corporation that has less than 100 employees, that has filled out an application to Worldwide Shoppers Club and has been accepted. Merchants must meet certain criteria and categories to be approved, and follow our restricted activities policy as outlined in A.5.2.

A.5.2   Specific Merchant activities which are restricted:

a)  A Merchant's information and activities through WSC shall not be: false or inaccurate; any goods, services, or content that violates the law or legal right of others: fraudulent or involve the sale of counterfeit or stolen items; infringe on any third party’s copyright, patent, trademark, trade secret or other property rights or rights of publicity or privacy; violate any law, statute, ordinance, contract or regulation; be defamatory, trade libelous, unlawfully threatening or unlawfully harassing; or be obscene or contain any pornography. 

b)  A Merchant cannot be an independent distributor of an MLM or Networking Company; however, a Merchant may sell MLM or Networking Company products as long as those products are part of their regular inventory in their physical store, but not their primary product stock.

A.6  Merchant Identification Number

Each Merchant will be provided a Merchant ID Number. This ID Number is to be quoted in any and all discussions between the Member/Merchant and the Club.

A.7  Invitation to Join

a)  Worldwide Shoppers Club is a not-for-profit private club. A Member who invites others to join does so by ensuring that potential Members receive all necessary information regarding the Club.

b)  To invite a friend or family member to the Club, the Member will direct the individual to go to their personal replicated WSC website for the purpose of learning about the Club and to apply to become a WSC Member and / or WSC Merchant.

A.8   Rebate

A Rebate is offered to the Club by Merchants based wholly upon purchases made by Active Members. Rebates are then distributed among the Active Membership. Increasing the volume of Member purchases at Merchants can help to create a reduction in the price of products purchased from these Merchants, and at the same time contribute more to the Global Rebate Pool for reimbursement to the Active Membership.

A.9  Global Rebate Pool

Rebates are created through Members’ after-tax dollar purchases from Merchants.  Merchants are invoiced for their own tax purposes to determine the amount of Rebate to reimburse back to the Global Rebate Pool.  Merchants direct their payments through a banking process, as funds are never handled directly by anyone in the Club.  These reimbursements (Rebates) are collectively entered into what is called the Global Rebate Pool.  The Club directs Rebates back to the Active Membership accordingly via the Rebate Tracking.

A.10  Banner Ads & Merchant Advertising 

Free advertising space and premium advertising space are available on the Club website and Merchant Listing Page. Banner Ads will be placed on a rotating platform on the Primary WSC website specific to each country where Members reside. These country-specific Banner Ads will also appear on every Member's Replicated Website.  WSC will also utilize various media platforms to promote Merchants including a QR Code Merchant Locator.

 A.11  WSC Membership ID Card

 The Membership ID Card and QR Code are a very important component in being a Member.

A.11.1   The Club will provide all Members with a digital WSC Membership ID Card displaying their name, Member ID Number and their specific Member QR Code which will automatically track their purchases and Rebates when they shop at WSC Merchants. Members may also print and/or laminate a copy of their digital card, and an optional plastic WSC Membership ID Card is available at minimal cost.

A.11.2   All of the Member's purchases and Rebates are tracked via the Member's QR Code on the Member's Membership Card. Members must show their Membership ID to Merchants when making any and all purchases to verify to the Merchant that they are a WSC Member. The QR Code is scanned by the Merchant using a Smartphone, iPad or Tablet, or the Merchant can manually input the Member's ID Number into their WSC Merchant website to record the purchase and track the Rebate. All that will be needed by the Merchant is the 'WSC App' which is FREE to everyone. The Member may utilize any form of payment for their purchase that the Merchant accepts.

A.11.3    Always provide the Member ID Number when making any inquiry to WSC Member Services and when making a Membership Payment. WSC accepts no responsibility for any funds that are misdirected as a result of a Member providing the wrong Member ID Number with their payment. Members pay their Membership Fee via their own Dashboard so that the payment is utilized for their own Membership Fee.

 A.11.4   The Membership ID Card provides Members with certain privileges such as Clubhouse access and special offers made available only to WSC Active Members.

 A.11.5   It is the Member's responsibility to ensure that their Membership ID Card is kept safe and secure at all times. The Membership ID and QR Code are essential to receiving Rebates.

 Each digital or plastic Membership ID Card is embedded with the Member's own specific QR Code which the Merchant will scan to register that Member's purchase. This information is essential to track purchases at WSC Merchants for the purpose of calculating Rebates. Member cost for replacement of the plastic WSC Membership Card is $25 US plus cost of shipping via Registered Mail or FedEx, rates may vary.

 A.12  STPay e-Wallet, Prepaid Card and Other Financial Tools

The SolidTrust Pay (STPay) e-wallet and any Prepaid Card are ONLY TOOLS. Your e-wallet is a necessity to be able to receive Rebates. Your Prepaid Card is separate and apart from your Membership and has no effect on the status of your Membership. Members have the option to apply for one or more financial tools if they wish to do so. The due-diligence procedures of the issuing financial institution are outside of the control of WSC.

A.12.1   There is no cost to apply for the e-wallet. Members are able to send their Rebates to the e-wallet and they can pay their monthly Membership Fee from their e-wallet. There are multiple ways to deposit and withdraw funds from your e-wallet. 

A.12.2   Members are able to load their Prepaid Card from their e-wallet via the internet.  The Prepaid Card can be used worldwide at Merchants, ATMs, online shopping, etc. (The Club does not load the Prepaid Card.)

A.12.3   Members may shop using any form of payment that the Merchant accepts. Rebates are tracked via Members’ individual QR Codes on their digital or plastic WSC Membership Cards

 A.12.4   WSC is always working towards helping Members to have access to as many options and financial tools as possible. Members will choose from a variety of financial tools for the purpose of making purchases at Merchants and to redeem their Rebates.

A.13.1   The Club will provide all Members with a digital WSC Membership ID Card displaying their name, Member ID Number and their specific Member QR Code which will automatically track their purchases and Rebates when they shop at WSC Merchants. Members may also print and/or laminate a copy of their digital card, and an optional plastic WSC Membership ID Card is available at minimal cost.

A.13.2   All of the Member's purchases and Rebates are tracked via the Member's QR Code on the Member's Membership Card. Members must show their Membership ID to Merchants when making any and all purchases to verify to the Merchant that they are a WSC Member. The QR Code is scanned by the Merchant using a Smartphone, iPad or Tablet, or the Merchant can manually input the Member's ID Number into their WSC Merchant website to record the purchase and track the Rebate. All that will be needed by the Merchant is the 'WSC App' which is FREE to everyone. The Member may utilize any form of payment for their purchase that the Merchant accepts.

A.13.3    Always provide the Member ID Number when making any inquiry to WSC Member Services and when making a Membership Payment. WSC accepts no responsibility for any funds that are misdirected as a result of a Member providing the wrong Member ID Number with their payment. Members pay their Membership Fee via their own Dashboard so that the payment is utilized for their own Membership Fee.

A.13.4   The Membership ID Card provides Members with certain privileges such as Clubhouse access and special offers made available only to WSC Active Members.

A.13.5   It is the Member's responsibility to ensure that their Membership ID Card is kept safe and secure at all times, as it is essential to receiving Rebates.

Each digital or plastic Membership ID Card is embedded with the Member's own specific QR Code which the Merchant will scan to register that Member's purchase. This information is essential to track purchases at Merchant Affiliates for the purpose of calculating your Rebates. Member cost for replacement of the plastic WSC Membership Card is $25 US plus cost of shipping via Registered Mail or FedEx, rates may vary.

A.14  STPay e-Wallet, Prepaid Card and Other Financial Tools

The SolidTrust Pay (STPay) e-wallet and any Prepaid Card are ONLY TOOLS. Your e-wallet is a necessity to be able to receive Rebates. Your Prepaid Card is separate and apart from your Membership and has no effect on the status of your Membership. Members have the option to apply for one or more financial tools if they wish to do so. The due-diligence procedures of the issuing financial institution are outside of the control of WSC.

A.14.1   There is no cost to apply for the e-wallet. Members are able to send their Rebates to the e-wallet and they can pay their monthly Membership Fee from their e-wallet. There are multiple ways to deposit and withdraw funds from your e-wallet. 

A.14.2   Members are able to load their Prepaid Card from their e-wallet via the internet.  The Prepaid Card can be used worldwide at Merchants, ATMs, online shopping, etc. (The Club does not load the Prepaid Card.)

A.14.3   Members may shop using any form of payment that the Merchant accepts because the Member's purchases and Rebates are tracked via their QR Code on their digital or plastic WSC Membership Card. 

A.14.4   WSC is always working towards helping Members to have access to as many options and financial tools as possible. Members will choose from a variety of financial tools for the purpose of making purchases at Merchants and to redeem their Rebates.

A.15  Monthly Membership Fee 

A required payment of $25 US each month which is payable by the Member to the Club which is used to pay for marketing, advertising, website development and maintenance and other operational expenses. 

A.16  Member Advantages

WSC Active Members will receive:
a)  WSC Membership Card with QR Code that provides the many advantages for WSC Members.
b)  A choice of financial tools that the Member may choose to apply for. 
c)  Point-of-sale discounts, gifts or additional services at WSC Merchants
d)  Rebates are loaded to the Member’s e-wallet.
e)  Bonus Rebates that will occur from time to time.
f)  Points – Members will receive points based upon certain achievements such as: “Member in Good Standing”, “Mystery Merchant Shopping” and “Golden Rule Achievement” to name a few. Members will be informed through their Dashboard of the points they hold. Monthly and annual awards will be presented to Members who have accumulated the highest number of points.

A.17  Residual Rebate System

An electronic method of tracking Member purchases and Merchant sales for purposes including, but not limited to: market research, sales tracking, collection and reimbursement of Rebates, Club promotions, Merchant promotions and Member services.

A.18.  Reimbursements from Merchants

Agreements in place with Merchants provide reimbursements through the Club when WSC Members support Merchants through their patronage. Over 90% of the reimbursements from Merchants to Worldwide Shoppers Club are distributed to the Active Membership in the form of various reimbursements, which are called Rebates.

A.19.  Rebates to Active Members

Rebates are issued by the Club to the Active Member as follows:

A.19.1   Members make a commitment to generate a monthly $10 US personal Shopping Rebate by redirecting $25 - $100 US of their normal monthly spending to WSC Merchants, depending on the Merchants’ percentage Rebate offers. For example, a $10 US Rebate = 10% of $100, 20% of $50 and 40% of $25.

A.19.2   All Active Members who are Members in Good Standing for the current month receive the Shared Rebate for that month.

A.19.3   All Active Members who are Members in Good Standing, and have 1, 2, or 3 personally-invited Active Members in their Shopping Group for the current month receive Residual Rebates for that month.

A.20  Active Member or Member in Good Standing

An Active Member pays their Membership Fee each month and generates a monthly $10 US personal Shopping Rebate by spending $25 - $100 US per month (or equivalent in their local currency) at WSC Merchants. For example, a $10 US Rebate = 10% of $100, 20% of $50 and 40% of $25. An Active Member is also referred to as a Member in Good Standing.

A.21  Shopping Circle

When a Member personally invites 1, 2 or 3 people who become Active Members, these 3 personally-invited Members are referred to as the inviting Member’s Shopping Circle; although these 3 personally-invited Active Members may appear anywhere in their Shopping Group. A Member’s Shopping Circle is complete when a Member has 3 personally-invited Active Members.

A.22  Shopping Group

A Member's Shopping Group includes their Shopping Circle plus all additional Active Members stemming from it. Members have the option to personally invite more than 3 New Members to join the Club. In the event one or more of their 3 personally-invited Members becomes Inactive, i.e. does not pay their Membership Fee and/or shop at Merchants for one or more months – then by having more than 3 personally-invited Active Members in their group, the inviting Member’s Rebates will not be affected.

These additional personally-invited Active Members will ensure the inviting Member continues to receive full Rebates. The inviting Member also has the option to invite New Members and gift them to other Active Members within their Shopping Group.

B. Members

B.1  Application for WSC Membership

B.1.1   Individuals, Merchants and Non-Profit Organizations who apply for WSC Membership via the replicated WSC website of the Member who has invited them. They click the Join button and fill in the appropriate application form with the required information. They should be sure to write down the Username and Password created during the application process and place them in a safe location for future reference. 

B.1.2   When the first month’s Membership Fee and application have been received and processed successfully, the New Member will receive an welcome email which provides their Membership ID Number and the url for their own personal Replicated WSC website. The New Member will be able to log in to their Dashboard to keep updated regarding all matters related to their Membership, pay their monthly Membership Fee, apply for financial tools, etc. 

B.1.3   The Member will receive a digital WSC Membership Card with QR Code. Members have the option to upload these to their smart phone and/or print and laminate them to present to Merchants when shopping. 

B.1.4   If a New Member has not been invited by a Member, they may apply for Membership via the primary WSC website (www.worldwideshoppersclub.com).

B.2  Optional Financial Tools

B.2.1   Upon completion of applying for Membership online, the new Member may at any time log in to their Dashboard to apply for one or more financial tools (example: e-wallet or Prepaid Card). Complete details regarding the application procedure for each optional financial tool is available to the Member when they log in to their Dashboard. 

B.2.2   Worldwide Shoppers Club does not guarantee that the financial tool chosen by the Member will be approved or issued to the Member by the financial institution due to the fact the application and due diligence procedures of the financial institution are outside of the control of WSC.

B.3   Membership Fees

Membership Fees are recommended to be paid by the 20th of every month. It is highly recommended that Members should not wait until the last few days of the month to pay their Membership Fee. Each Member is responsible for paying their own Membership Fee on or before the due date each month. WSC assumes no responsibility for payments that are delayed or misdirected. There is no refund and no return of any funds paid for Membership Fees.

B.3.1  Online Payments:

a)  WSC Members are able make payment of their monthly Membership Fees by logging in to their Dashboard and selecting the Membership Fee Payment Option of their choice. 

b)  The cost of each Membership Fee Payment Option will be automatically converted to the Member's local currency by the payment gateway such that their amount of their payment in local currency is equal to the amount of the Membership Fee that is due in US Dollars. 

c)  The payment gateway will offer various options to make their Membership Fee payment. There is no refund or return of any funds that have been paid via the WSC website for the purpose of Membership Fees.

B.4  Privacy Policy

Members’ personal and private information is provided to Worldwide Shoppers Club for the purpose of WSC Membership. Worldwide Shoppers Club respects the rights and privacy of its Members at all times. Information may be shared with the Payment Gateway and/or Bank relevant to Member transactions, in compliance with international banking regulations. 

B.5  Decline Membership Application

B.5.1   Worldwide Shoppers Club reserves the right to decline any Membership Application for any reason at the sole discretion of the Club.

B.5.2   WSC reserves the right to decline the application of any individual that has previously been declined or terminated by the Club.

B.6  Providing Inaccurate or False Information to the Club

Members shall not submit any inaccurate or false information to the Club. Furthermore, the Member is responsible for informing the Club of any updated information or changes to their Member information. The Club reserves the right to immediately terminate a Member if the Club determines that false or inaccurate information has been provided.

B.7  Age Restriction

Members must be 18 years of age or older.

B.8  Successor Notification

Upon the death of a Member, their Club Membership may be transferred to his/her beneficiary upon written application to, and approval by the Club. The Club must receive a formal written request for transfer to the Member’s Successor within ninety (90) days of the death of the Member otherwise the Membership will become Inactive. The Successor will be required to provide name, address, phone number, email address and date of birth, and he/she will be required to adhere to the Policies & Procedures herein as set out by the Club.

B.9  Member Termination and Resignation

B.9.1   When the decision is made to terminate a Member, the Club will inform the Member in writing. The termination will be sent by email to the Member’s email address on file with the Club. If deemed necessary by the Club, Members may be terminated by the Club for cause.

The Club has the right to take quick and decisive action in limiting or terminating a Member who is found in violation of these Policies & Procedures, the Member Agreement, or laws, statutes and/or regulations that pertain to the Club or its Members. Such disciplinary action may include oral and written warnings, suspension, forfeiture of Rebates, or termination. In extreme cases of violation by a Member, the Club also reserves the right to legal recourse including, but not limited to, reimbursement by a Member for any expenses such as attorney’s fees, legal fees and compensatory damages resultant from a violation.

The issuance of fraudulent monetary instruments, fraudulent misrepresentation of the Club and the commission of illegal or deceptive acts all constitute reasonable cause for termination, together with any other material breach or violation as noted above.

B.9.2   A Member may voluntarily resign their Club Membership at any time by providing written notice to the Club via the Support section of their Dashboard. There is a mandatory 6-month waiting period for a person to re-apply to join the Club after voluntary resignation. 

B.9.3   Regardless of whether a Member voluntarily resigns or their Membership is terminated by the Club, they are no longer a Member of the Club and as such shall lose all Membership privileges including, but not limited to, reimbursement of Rebates. There is no refund and no return of any funds paid for Membership Fees.

B.10  Grace Period 

A One-Time 6-Month Grace Period is offered to every Active and Inactive Member of WSC during the lifetime of their membership.

B.10.1   All Members made a commitment when they joined WSC to pay Membership Fees and shop at WSC Merchants each month. The purpose of this Grace Period is to assist Members in retaining their Founding/ Member position in the Club and opt-in/spill over qualification.

B.10.2   The Grace Period assists Members in situations of emergency, illness, financial or any other difficulty that does not allow a Member to participate in the Club for a period of time, at any time during the Life of their Club Membership. When the 6 months (total) has been used, it CANNOT be reinstated as the software will automatically purge the Inactive Member from the system. 

 B.10.3   Once a Member has been purged from the system, all previous status is wiped clean. If a Member wishes to reapply there is a 6-month waiting period based on approval. 

  • Current Active Members automatically qualify for this Grace Period.
  • Inactive Members begin their Grace Period the first month they do not pay Membership Fees. When they are able to begin paying Membership Fees again, they must pay for the current month AND the previous Grace Period months.

Members ONLY receive Rebates for the months they shop and pay Membership Fees. Members do NOT qualify for Rebates in the Grace Period months.

B.11  Club Growth

Member’s patronage of Merchants creates Rebates. Inviting people to join the Worldwide Shoppers Club is advantageous to Members, Merchants and the Club! 

As Club Membership grows and the number of Active Shoppers within the Member’s Shopping Circle increases, the Members’ shopping efforts collectively provide bulk shopping type volume within the Club and this in turn provides discounts that are Rebated back to Members.

B.12  Residual Rebate Program©

As it is unique, the entire Residual Rebate Program© must be shown or communicated to prospective Members. Failure to do so is a violation of the Policies & Procedures.

B.13  Mercatorcoin

Members who shop at WSC Merchants using both their country’s currency and Mercatorcoin (XMC) may opt to receive partial Rebates in XMC. Members who shop using only Mercatorcoin in any given month will receive Rebates only in Mercatorcoin for that month.

C. Merchant

C.1.  Authorized Representative

The owner or the authorized representative of a business is the only person who can initiate the process of becoming a Merchant by submitting a Merchant Agreement via the WSC website.

C.2.  Invitation to Join as a Merchant

Any WSC Member who is trained and qualified as a Merchant Allocator may invite small to medium-sized businesses to join as a WSC Merchant. The Merchant Allocator may not be a member of the Merchant’s immediate family, i.e. spouse, child, sibling, etc.

C.3.  Merchant Criteria

The criteria for a Merchant is as follows:

a)  The Merchant is a small to medium-sized business that has no more than 100 employees.

b)  The Merchant cannot provide any goods, services or content that violates the law or legal right of others: be fraudulent or involve the sale of counterfeit or stolen items; infringe on any third party’s copyright, patent, trademark, trade secret or other property rights or rights of publicity or privacy: violate any law, statute, ordinance, contract or regulation; be defamatory, trade libelous, unlawfully threatening or unlawfully harassing; be obscene or contain any form of material that may be deemed as pornographic.

c)  The Merchant agrees to offer a Rebate to the Club, which is based strictly on Member purchases and a before-tax percentage of gross sales to WSC Members.

Members pay in their own country’s currency. The Rebate transaction is then converted into US dollars. Merchants submit their Rebate to the Club in US Dollars.

The WSC uses globally-accepted US currency for Rebate payment and redemption. Merchants have the option to adjust the Rebate percentage they offer to offset their currency exchange costs. There is no refund and no return of any funds paid to the Club for Rebates.

d)  The Merchant may advertise on the Club website or through WSC Merchant Listing Page Locator utilizing free ad space or premium ad space as available and according to Club advertising standards.

e)  The Merchant agrees to pay their Rebate invoice within 30 days of receipt. For example, when a Member shops at the Merchant’s place of business in January, then the Merchant must pay the Rebate invoice in February.

f)   The Merchant is allowed to exchange Mercatorcoin for fiat currency at the USD value for which it was received at point of sale, less the USD value of the Rebate amount owed to the Club, ensuring the Rebate goes into the Global Rebate Pool, plus a bonus of up to 10%. 

Formula: sale – rebate + (bonus to cover Rebateamount to a maximum of 10%) with a maximum of the total amount of the sale. For example, when the Merchant offers 5%, then the bonus is also 5%.


g)  The Merchant shall not sell or give any Member information to any third party without the written consent of the Member.

h)  The Merchant agrees not to solicit any Member for any reason without the written consent of the Member.

C.4  Merchant-Member – Shopping 

The Merchant is welcome to join the Club as a Member in order to shop and redeem Rebates and enjoy Club Member advantages. The Merchant-Member agrees to shop at the businesses of other WSC Merchants to generate personal shopping Rebates. The Merchant-Member is welcome to shop from their own business to generate Rebates, although this should not be the main source of their Rebates.

Each month, the Merchant-Member’s Rebate Point System will only activate once they generate a minimum of $10USD in personal shopping Rebates at other WSC Merchants. This shopping will then activate the Merchant-Member’s Overage Pools, at which time their shopping from their own business will qualify for the Point System.

All Rebate transactions must be ethical and legitimate. Rebates generated from shopping at their own business must not exceed Rebates generated from shopping at other WSC Merchants. For example, to qualify for the $50USD pool, they must generate $30USD at other WSC Merchants and $20USD at their own business.

C.5.  Merchant Refusal  

Worldwide Shoppers Club reserves the right to decline any Merchant Agreement for any reason at the sole discretion of the Club.

C.6.  Providing Inaccurate or False Information to the Club

Merchants shall not submit any inaccurate or false information to the Club. Furthermore, the Merchant is responsible for informing the Club of any updated information or changes to their Merchant information. The Club reserves the right to immediatelyterminate a Merchant if the Club determines that false or inaccurate information has been provided.

C.7.  Merchant Termination

When a decision is made to terminate a Merchant, the Club will inform the Merchant in writing via email to the Merchant 's email address that is on file with the Club. If deemed necessary by the Club, Merchants may be terminated by the Club for cause.

The Club has the right to take quick and decisive action in limiting or terminating a Merchant who is found in violation of these Policies & Procedures, the Merchant Agreement, or any laws, statutes and/or regulations that pertain to the Club or its Members. Such disciplinary action may include oral and written warnings, suspension or termination. In extreme cases of violation by a Merchant, the Club also reserves the right to legal recourse, including, but not limited to, reimbursement by a Merchant for any expenses such as legal fees and compensatory damages resultant from a violation.

The issuance of fraudulent monetary instruments, fraudulent misrepresentation of the Club and the commission of illegal or deceptive acts all constitute reasonable cause for termination, together with any other material breach or violation as noted above.

 D.  Prohibited Practices

D.1.  Unauthorized Promotion

Unless prior written approval has been granted by the Club, Members (including Non-Profit Organizations) and Merchants shall not:

a)  Produce, promote, or use any materials in any form which includes any copyrighted or otherwise proprietary materials containing the Club’s name, programs, services, or logos.

b)  Create or promote any website or internet-based link in regard to any and all matters related to WSC except those obtained directly from the Club and approved by the Club. A website is defined as any and all use of a computer, the internet and the World Wide Web to display, comment on, or otherwise transmit information in graphic, text, or audio form.

D.2  Use of Club Name

It is not permitted for any individual or any entity to possess a website, email address, business name or bank account using or containing the name Worldwide Shoppers Club or any other name that might be interpreted as an affiliation that has not been explicitly authorized by the Club.

D.3  Misrepresentation

Members and Merchants shall not misrepresent the Club and unauthorized, unwarranted, and unjustified claims shall not be made.

D.4  Unauthorized Solicitation

Members and Merchants shall not utilize any Club, Member or Merchant information for any form of solicitation. Any violation of this policy will result in immediate suspension and / or termination of the offending Member or Merchant. Furthermore, the offending Member or Merchant could be subject to legal action for injunctive relief and/or damages caused by violation of Privacy Laws.

D.5  Unlawful Practices

Members and Merchants shall not engage in any unlawful practices.

D.6  Violations 

Violators of any of these Policies & Procedures may be required by the Club, at the Club’s option, to correct the violations in whatever the manner the Club deems necessary and offenders will be liable for any damages sustained by the Club, as well as any other penalties imposed through legal action.

E. Website Policy

E.1 Club Websites

Internet websites created by the Club and utilized by Members (including Non-Profit Organizations) and Merchants are for the purpose of promoting the Club, providing Member Services, and increasing the number of Merchants offering discounts, gifts, additional services and Rebates to Members. A website is defined as any and all use of a computer, the internet and the World Wide Web to display, comment on, or otherwise transmit information in graphic, text, video or audio form.

E.2  Information Sharing

WSC Members and Merchants agree to receive information from the Club via email to the email address provided on their WSC Member Dashboard or WSC Merchant Agreement. If a WSC Member or WSC Merchant does not wish to receive information from the Club, they may opt out by utilizing an “unsubscribe” link within the email they received or by providing written notice to Worldwide Shoppers Club via Support in their Dashboard that they wish to be unsubscribed and not receive future from the Club.

E.3  Banners and Advertising

Any and all banners or other methods of advertising to be utilized on the internet must be approved in writing by the Club prior to use.

E.4  Club References

Any and all references to the Club, internationally or domestically, are absolutely forbidden unless provided directly off of the Club website.

E.5  Spam

All email advertising must be in compliance with all prevailing laws concerning unwanted, unsolicited email (also known as spam). Spamming is illegal and will not be allowed or tolerated by the Club.

F. Amendments

F.1  Club Amendment Rights

The Club shall have the right to amend the Policies & Procedures at any time without notice.

F.2  Amendment Publications

Amendments will go into effect immediately upon publication on the Club website. Amendments so announced will be binding on all Members and all Merchants.

F.3  Advertising Rates

Advertising rates for any and all advertising on the Club website is controlled wholly by a third party and is subject to change at any time without notice. All website advertising is subject to approval by the Club and must be prepaid in full to the advertising provider prior to display on the Club website.

NOTE:  ALL inquiries, including any and all advertising approvals, are to be forwarded to Worldwide Shoppers Club via:

WSC website (in your Dashboard, click on Support)

Failure to do so is a violation of WSC Policies & Procedures.

G. Member Etiquette

G.1   Members will use the Golden Rule “treating others as they would expect to be treated…” as the primary measuring stick in conducting all Club interactions.

G.2   Members will be honest in all Club activities.

G.3   Members will treat other Club Members fairly, showing courtesy and helpfulness in all Club activities.

G.4   Members will fulfill all obligations associated with being a Club Member.

G.5   Members will act in harmony with all Club Members to help further the success of the Club.

G.6   Members will conduct themselves in a positive manner and portray themselves as a positive role model to all.

G.7   Members will endeavor to observe the spirit as well as the letter in all the Club’s Policies and Procedures, knowing it is for the benefit of all Club Members and the advancement of the Club.